Delta Dental Premier Dentist – New Bedford, MA
Learn More About the Benefits of Delta Dental Premier
Do you have a Delta Dental Premier insurance policy? If so, you can rightly view your plan as a precious asset. It can help you to maintain a healthy smile, and it can cover a portion of the cost when your teeth need a little restorative care. You should certainly use your insurance to the full! But how can you get the most out of it? Our New Bedford dental team is here to help. Clear Coast Dental is proud to be in-network with Delta Dental Premier, and we are ready to help you navigate all the ins and outs of your benefits.
Delta Dental Premier Coverage Availability & Fees
It is important to note that Delta Dental offers a few different types of plans in Massachusetts. Many of the plans are PPO in nature, but Delta Dental Premier is different. Rather, it is a fee-for-service arrangement that directly reimburses the dentists who provide care.
The advantage of Delta Dental Premier is that it comes with a huge network of dentists, and you can even use your benefits at out of network practices as well (though you will enjoy greater savings at in-network providers).
Here is an overview of the coverage you might enjoy:
- Preventive and diagnostic services (including cleanings, X-rays, and exams): 100% covered.
- Basic restorative services (including fillings, root canal therapy, and tooth extractions): 50 – 80% covered, depending on which Delta Dental Premier plan you have.
- Major restorative services (including dentures, crowns, and bridges): 40 – 50% covered.
Keep in mind that there may be a waiting period before you are eligible for certain services.
An annual maximum also comes into play. This is the highest dollar amount that Delta will pay out for approved services within a calendar year. Usually, it is somewhere around $1,000. When you visit an in-network dentist, such as Clear Coast Dental, you may be able to get more value out of your annual maximum. Plus, we can help you strategize to use your benefits in a way that minimizes your out-of-pocket costs. For example, we might be able to schedule major treatments across multiple appointments between calendar years so you can use two annual maximums instead of just one.
Meet Michele and Lori
Our entire team wants you to be able to fully enjoy the advantages of your Delta Dental Premier insurance plan. However, Michele and Lori are the ones who take the lead in that area. They are both experienced professionals who are used to dealing with the nitty gritty details of insurance. They will be happy to help you verify your coverage, understand how it applies to various services, and make sure all the necessary paperwork gets filed correctly.
Get in touch with our office to learn more about how Lori and Michele can assist you in your quest to use your insurance to the full!